I have other priorities!
There will be many things more important to an SME than the potential impacts of climate change, but it is not possible to reach this conclusion without at least a superficial assessment of the climate risk. There may also be some interactions between climate and non-climate risks that are not immediately obvious, such as climate change influencing raw material prices.
A quick initial scoping exercise can be undertaken so that little time is wasted and more time can be spent on priority impacts if required. These could possibly be dealt with using existing business functions and procedures in order to minimise additional effort. See Mainstreaming adaptation for more details.
Even for impacts that do not seem particularly significant, there may be win-win adaptation options that are worth considering.

